This is a sponsored post, all opinions are my own.
It seems with the New Year getting closer, there are more important purchases that we make. From the holiday shopping that we do, to the new cars and even a new house that we might feel that we are ready to purchase. The thing is, when it comes to some of the bigger purchases, like the vehicle or the house, knowing your credit score, and knowing how to read your credit report, is very important. A question you can ask yourself while preparing is, when was the last time your checked your credit score? When you go to a lender for a big purchase or even for a loan so you can get those higher priced items that are on the holiday shopping lists taken care of, your credit score is the most important thing that a lender looks at, along with other factors, to see if you will be repaying the debt as per your agreement. I find that knowing what my options are ahead of time, before going to the lender, is the way to go. So when the creditor is going over my credit score and other numbers, I not only know what they are looking at, but I also know what my options are. Now, knowing your credit score, and also improving it in certain areas as well as keeping it healthy, is not always free. Well,
if you are a Discover it
cardmember, you will now receive your FICO
Score
on your monthly statement—for free! Oh, and the perks do not end
there. You will also see your FICO Score Meter, which measures the
strength of your score, as well as provides FICO educational
information so you can better understand your rating.
If
you are a Discover cardmember, but don’t have a Discover it card,
the free FICO Score feature will be available to you in the coming
months. So if you are ready to make that step toward a big purchase,
or if you need to prepare for that purchase, aside from having this
amazing free service for Discover it cardmembers, you can also head
on over to MyFICO.com, where you can find tips and advice for
improving and maintaining your credit score.
Also,
Discover cardmembers can use the Paydown Planner,
a free tool that can help you create a plan to pay your account
balance or make it more manageable over a period of time!
In
all, tis the season for shopping, but also the season to be keeping
an eye on your spending, your credit and your future, and you can do
this by being part of the Discover family
today!
This
is a sponsored post. All opinions are my own. This post is sponsored
by Discover since I am a member of the Discover Preferred Blogger
Program. Thank you to Discover for sponsoring this post!
